THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGES.

Simply switching lender or by improving the deal that you have with your existing Lender could save you money and reduce the term of your mortgage. At present alot of borrowers are looking forward to coming out of their Fixed rate deals and are looking at Tracker products or going onto the SVR (standard variable rate)until they find the right deal.

This is why you should take advice from a Mortgage Broker who has access to the whole of market. Ruth James Mortgages has a close relationship with the lenders, and can help you secure the right mortgage product to suit you and your circumstances.

If you are not out of your penalty period yet and will be looking to re-mortgage soon why not let us research the market for you?

We will obtain an "agreement in principal" on your behalf allowing us to source the lenders that best suits your circumstances. 

If your existing lender has offered you another deal why not let us take a look and see if we can find you a more competitive deal?

Allow us to contact you or call 07779 608139 to speak to an adviser about the most suitable and competitive deals available to you today.

Why remortgage?

These are just some of reasons why people choose to remortgage:

• Savings on the mortgage by switching the Mortgage product and rate change
• Reduce the term of the mortgage
• Home Improvements
• Family Planning - Childs education
• Marital Split