WARNING: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Some buy to let mortgages are not regulated by the financial conduct authority .

What is a Buy-to-Let Mortgage?

This is a mortgage for a property you want to buy and then let out for rent. The amount you receive in rent may be over and above the mortgage payments and will help to offset the management and maintenance costs of the property.

It is imperative to find the most competitive Buy to Let mortgage rates available to yourself as this may determine whether you can afford the Buy to Let investment. This sector of the market is becoming increasingly more complex so why not ask one of our experienced advisers as to the type of products that are avaliable and they will source the most appropriate for you.

Once you know what you can afford it is important to set yourself a budget. Make sure to add into your calculations the size of the deposit, renovations plus any new furnishings you may need to purchase.

Your Adviser will be able to source the right Buy to Let mortgage solution that meets with your requirements. Call 07779 608139 or fill in the contact form and we will call you.

If you are looking at a Buy to Let occupancy and should 40% or more of the property is to be mortgaged will be or is intended to be occupied as residential accommodation by you or a related person, then your mortgage will be regulated.

You are now departing from the regulatory site of RuthJames Mortgages. Neither RuthJames Mortgages nor Quilter are responsible for the accuracy of the information contained within the linked site. 

Useful Links

Association of Residential Letting Agents
http://www.arla.co.uk

Ombudsman for Estate Agent
http://www.oea.co.uk

UpMyStreet
http://www.upmystreet.com